Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems

Check your options before you borrow:

  • For information about other options for managing bills and debts. ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electncity gas phone or water provider to see if you can work out a payment plan
  • If you are on government benefits ask if you can receive an advance from Centrelink Phone 13 17 94

Go to www.moneysmart.com.au – the Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.